Debt-to-Income Calculation

If you are considering purchasing a home soon, you need to be familiar with your debt-to-income calculation. Understanding this simple math formula could mean the difference between getting approved or getting denied for a home loan.

The discussion below will explain how to calculate this ratio and how it is used by mortgage lenders to approve people to buy a home.

The debt-to-income ratio, also called the DTI ratio by the mortgage industry, is a comparison between how much money people are making versus how much is being spent on debt.

The formula looks like this:

               Total monthly debt payments ÷ monthly income = DTI

Here is a simple example that will explain how the math works.

Shawn and Linda have been married for 3 yea...

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Sunriver Oregon- A Four Season Recreational Community

About Sunriver Oregon

Sunriver is nestled on 3,300 acres next to the Deschutes River in Central Oregon's High Desert. It is a residential-resort community that featurs year round activities. Below you wfind general descriptions and links as applicable to activities within Sunriver or the surrounding area. A variety of equipment is available for rent from business in in The Village at Sunriver and just outside Sunriver to help you enjoy your favorite sport or activitiy.

Bicycling: 

Sunriver boasts 34 miles of paved pathways for bicycle and pedestrian use. For safety reasons, rollerbla...

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Fun Facts about Sunriver, Oregon

Did you know?

1. The anme Sunriver was selected by developers John Gray and Donatld V. MCallum in 1968

2. Sunriver is located on the grounds of the former Camp Abbot, a World War II training facility designed to rain combat engineers in a simulated combat environment. The U.S. Army camp opened in 1942, but by June 1944, the camp was abondoned and most of the settlement was razed.

3. Sunriver was also the site of the pioneer Shonquest Ranch. Sunriver post office was established on Jyly 18, 1969, at the same time the public facilities were opened.

4. All of Oregon has NO sales tax.

5. Oreogn is one of the only two states where you can't pump your own gas (New Jersey being the other)

6. Permanent population of approximately 1,700 though during high peak season it may increase to u...

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12 Facts To Learn About Sunriver Oregon

Did You Know?

1. The name Sunriver was selected by develpers John Gray and Donald V. MCallum in 1968.

     2. Sunriver is located on the grounds of the former Camp Abbot, a World War II training facility designed to train combat engineers in a simulated combat environment. The U.S. Army camp opened in 1942, but by June 1944, the camp was abandoned and most of the settlement was razed.

      3. Sunriver was also the site of the pioneer Shonquest Ranch,  Sunriver post office was established on July 18, 1969, at the same time the public facilities were opened.

       4. Sunriver and all of Oregon has no sales tax.

       5. Oreogn is one of...

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Sunriver, OR 97707

Wed Mar 24 2021
This week the median list price for Sunriver, OR 97707 is $992,000 with the market action index hovering around 83. This is an increase over last month's market action index of 77. Inventory has held steady at or around 4. Click here to stay informed with the Sunriver market!

Market Action Index

This answers "How's the Market?" by comparing rate of sales versus inventory.

The market continues to get hotter. More sales demand and fewer homes listed have contributed to a relatively long run of increasing prices. Current supply and demand levels show no sign of prices changing from their current trend.